1.)
Shop around!
Just like buying a car or house, take a look around the market
place. See what type of prices various
insurance companies are offering and do a detailed comparison.
a.
Check out your QUOTE HERE!
2.)
Before buying a car, contact some insurance
companies and price out the auto insurance, repair costs, safety record and
retail price of the car.
3.)
INCREASE your deductible! I know it sounds silly but if you request a
higher deductible (amount you pay before you insurance policy kicks in) you can
actually lower the costs.
4.)
Older Car? If the market value of your car is
less than 10 times your auto insurance premium that you are paying it may not
make sense to purchase the optional comprehensive or collision coverage.
5.)
Discounts Discounts Discounts! Ask about various discounts that you may be
eligible for such as
- Anti-theft devices
- Multiple Policies with the same company
- College students living out of the house
- Defensive driving courses
- Drivers Ed courses
- Good credit record
- Higher deductibles
- Low annual mileage
- Long-time customer and loyalty
- Multiple cars
- No accidents
- No moving violations
- Student drivers with good grades- Honor roll students!
For more information check out http://www.iii.org/articles/how-can-i-save-money.html
