Friday, July 31, 2009

10% off at Lonely Planet Travel Guides


Check out our twtQpon here

Morning Deals: Nivea, tickets & Vistaprint

Deal Of The Day:

Nivea: Free body wash sample

Other Morning Deals:

Tickets: Great discounts on New York Yankees tickets

Vistaprint: 25% off plus free shipping on orders over $50

Thursday, July 30, 2009

Consumer United makes Stuff Magazine's Hot 100

Stuff Magazine highlighted Consumer United in its "Hot 100" list, adding that our group "helps shoppers band together to negotiate better deals on everything from utilities to health insurance."

ConsumerUnited.com was singled out in Stuff Magazine's "HOT BUY: Collective Buying" section, alongside start-up coupon sites like BuyWithMe.com and Groupon.com.

Consumer United is an online community that uses group buying power to negotiate better deals on basic services from top providers.

"The core of most people's expenses are their bills and it's very hard for people to find savings there. We use the size of this group to negotiate and to pool buying power. And it turns out that companies are excited to work with a large group of consumers and give them a better deal," says Justin Dangel, founder and CEO of Consumer United.

Click here for the lowdown.

Morning Deals: Gain, magazines & travel guides

Deal Of The Day:

Gain: Get a free sample of Gain with Febreeze Freshness

Other Morning Deals:

Magazines: Save up to 92% on magazines at MagazineCity.com

Travel Guides: 10% off travel guides with promo code CJCOUPON10

Manage your energy with new resource guide

Yep, the heat is on. However, the cooler months are approaching and residents across the Commonwealth are on the hunt for ways to save money on their utility bills. By concentrating on the energy use in your household, you can save money while also improving your carbon footprint.

The Attorney General's office in Massachusetts serves up tips on ways to save on energy in their newly launched Energy Resource Guide.

Here are the highlights:

Discounted Utility Rates
Low-income customers could be eligible for discounted rates on their gas, electricity and telephone services. According to the MA Energy Resource Guide, the income of customers must meet eligibility requirements and receive some form of additional benefits, a few of the programs are as follows:
  • Food Stamps
  • Emergency Assistance to the Elderly, Disabled, and Children
  • Head Start
  • Low Income Home Energy Assistance Program
  • Mass Health/ Medicaid
Budget and Payment Plans
Budget and payment plans are extremely helpful for most, especially for those who live paycheck to paycheck. There is a free budget billling plan offered, which allows customers to spread their bill over a 12 month period. This period is interest free. A payment plan is offered as well. The payment plan is an arrangement between the company and the customer, allowing the customer to pay back the over-due amount in a certain amount of time.

Arrearage Management Programs
What are arrearage management programs? They are programs that can help customers come to terms with their overdue bill, and manage the bill effectively. The utility company will then set up an affordable payment, will not shut-off service, conduct a home energy audit, and forgive part of the debt if the payment plan is followed. The requirements for this program differ between utility companies, however, most likely the following requirements will be in place:
  • Be eligible for fuel assistance
  • Owe a minimum amount on overdue bills
  • Agree to take part in budget counseling and energy efficiency program
Click here to download the Massachusetts Energy Resource Guide.

Wednesday, July 29, 2009

Tips on how to save money at the grocery store

It is easy to get carried away while shopping at the grocery store. Luckily, we've compiled these money saving tips to help you keep your pockets lined, while getting the groceries you need.

The following are top tips for frugal grocery shopping:

Don't shop hungry
Whatever you do, don't head to the grocery store hungry. This will guarantee ridiculous spending on food items you don't need. If you are in a rush, bring a snack with you to eat before you enter the store. If you are already at the store, hit up the samples at the deli counter first.

Stick to the list
Only buy items on your grocery list. If you see things that look really good, keep them in your mind, and add them to your list for next week's shopping. If you begin to buy things that aren't on your list, you will end up over-spending.

Buy generic
There's no reason to buy brand names, especially on packaged items such as chips and ketchup. You will save a lot of money this way.

Clip coupons
Make sure you clip coupons! Coupons can turn a lot of expensive items into deals. You can find coupons in your Sunday newspaper, online, and at specific brand websites. Clip away!

Student IDs are the ultimate universal coupon

A surprising number of places offer substantial discounts just for flashing a student ID. Even if you don't have one of your own, you can still save by accompanying a student to museums, the movies or on shopping trips. Some universities even extend the benefits of their student discounts to graduates who pay dues to the alumni organization.

Museums typically offer generous student student discounts, but a little known secret for non-students hoping to pay less than face value for admission is the local library. Many libraries, particularly those affiliated with universities, offer discount passes. Patrons can borrow the passes just as if they were books, then the museums charge only a few dollars for admission.

Move theaters, theme parks, local restaurants and grocery stores also offer student or alumni discounts, particularly on a designated day of the week. Universities themselves also provide a lot of free or low-price entertainment such as music recitals, theater and dance performances, and art shows. School amenities like the gym or swimming pool are also typically free to students and open to alumni at a very low cost.

Retailers like Apple are famous for the student discount and back to school free iPod specials, but other retailers that offer discounts to students include the ever popular J. Crew. Many auto insurance companies offer a good student discount for high school and college students with a GPA of 3.0 or above. To find a list of potential discounts, check the alumni association websites of local schools. In some cases, you may not even need to be a student or an alum to benefit.

Here are a few places where your ID comes in handy:

Museums
Museums are great for meeting up with friends, or walking around solo. Most underrated museums give free admission to students. If the museum will not give free admission, expect a hefty discount on your admission.

Movies
What to do on the next rainy day? Head to the movies with a friend. With your college ID, you will save around $2 on your over-priced movie ticket.

Gym Membership
Winter is coming, and the outdoors will no longer be our favorite place for exercise. If you are considering a gym membership, look to your school. Many schools offer a low flat rate on their gym. If your school doesn't have a gym, it will most likely offer discounts at gyms nearby.

Health Services
Most campuses offer many services free of charge. Need cough drops? Need to get tested? Counseling? All are most likely included. You can see a real doctor for free, instead of spending a lot outside of school (if you have no insurance). Just bring your student ID, and you're set.

Restaurants
Hungry? Bring your student ID into town with you. Small private owned restaurants close to campus usually have some serious discounts being offered to those with a student ID.

Auto Insurance
If you are a student, you are eligible to get a discount on your auto insurance. A GPA of 3.0 can get you 10% off with a "Good Student" discount

--Bridget O'Sullivan and Noelle Sevoian

80% off at Restaurant.com

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Morning Deals: Splenda, skin care & Gillette

Deal Of The Day:

Splenda: Free sample of no-calorie sweetner with coffee flavor or fiber

Other Morning Deals:

Skin Care: Save up to 30% on clinical skin care at drugstore.com

Gillette: Gillette Venus Refills are 2 for $22-while supplies last

Tuesday, July 28, 2009

Get $25 restaurant gift cards for $2 or less

Thanks to the almighty discount gods over at Restaurant.com, we're able to offer $25 gift cards to dining establishments around the country from Restaurant.com for only $2--that's 80 percent off--using Consumer United Advocate's special promo code NAPKIN. Offer is good until Friday, July 31.

Check out Restaurant.com here and see what restaurants are participating near your ZIP code.

To qualify, you must use this link and type in the code NAPKIN.

80% off Savings on $25 Gift Certificates. $2 when you use code NAPKIN. Valid only thru 7/31/09.

Morning Deals: Random House, vacations & resorts

Deal Of The Day:

Random House: Free activity sheets for kids

Other Morning Deals:

Vacations: Save up to $325 on your vacation package at Priceline.com

Resorts: Florida beach front resort for $100 off

Monday, July 27, 2009

Travel specials from Travelzoo.com

Fly to Costa Rica from across the U.S. for $79 and up each way

Check out our twtQpon here

Morning Deals: Coffee, wi-fi printers & laptops

Deal Of The Day:

Coffee: Free coffee at McDonalds between 7am and 7pm on Mondays through August 3

Other Morning Deals:

Wi-Fi Printers: Go wireless with a New wi-fi printer starting as low as $69.99

Laptops: Wide selection of laptops starting at $299 at CompUSA.com

Friday, July 24, 2009

Morning Deals: Gain, Angie's List & groceries

Deal Of The Day:

Gain: Free sample of Gain with Febreeze freshness sample

Other Morning Deals:

Angie's List: Use promo code “SAVE TEN” for $10 off at Angie's List

Groceries: Shop at Peapod and get $10 in free groceries

Thursday, July 23, 2009

Why do home foreclosures keep rising?

Despite recent positive economic news, home foreclosures remain high around the country.

Analysis conducted by RealtyTrac, a Web site that complies foreclosure data, suggests that more than one percent, or about 1.5 million properties, reported a foreclosure filing during the first two quarters of 2009. The high numbers are probably a function of ongoing unemployment and the loss of equity that many homeowners have experienced.

As the national unemployment rate approaches 10 percent and is already considerably higher in other parts of the country, more and more people are struggling to pay their mortgages. Savings and emergency funds have dwindled and jobless benefits are winding down which makes it harder to stay current. Decreases in home equity have also caused more homeowners to become "upside down" on their mortgages, meaning that they owe more than the home is worth.

A mortgage that is greater than the equity in a home can push more properties into foreclosure because the owners have less of an incentive to continue to pay. Selling the home becomes very difficult in these situations because prices are often depressed and the owners would take a loss.

Washington has shown support for President Obama's plan to ease foreclosure rates, but some lenders have been slow to modify their customers' loans. Faced with a high volume of requests and a level of reluctance to modify loans on the part of some mortgage companies, foreclosures remain high.

Soon after employment levels rise and the market begins to satisfy pent up demand for housing, real estate prices should rise and foreclosure rates should drop considerably.
--Bridget O'Sullivan

Stop junk mail, phone calls and e-mail

One man's junk is another man's treasure? Not quite. These days, it seems as though the onslaught of junk mail never ends. We receive unwanted phone calls daily, constantly receive spam and our home mailbox is chock full of catalogs and advertisements that heads straight to the slush pile.

Here are a few ways to put an end to junk mail:

Telephone marketing calls
"Please permanently remove me from your calling list" are the magic words when trying to rid telemarketers from calling you. According to federal law, if the same telemarketers call again, they're crossing the legal line. If you wish to quote the law to the telemarketer, you may do so here.

Electronic mail
SPAM is a very hard to conquer. First off, never reply to spam. An article on Obviously.com says, "The offers to remove your name from a list are generally untrue, and often result in your name getting added to yet another list. Many internet providers have policies against SPAM, and will take action. " Consumerist.com recommends OptOutPrescreen.com and AbacusOptOut in order to dramatically reduce your spam.

Paper junk mail
Want to end the endless onslaught of catalogs and paper junk mail? Consumerist.com recommends DMAchoice.org used by DMA member merchants for direct mail, such as letters, flyers and brochures. Once at the site, you can add your name to the "do not call" list. You can also recycle your junk mail, even though it should not exist in the first place.

College text books at a fraction of the cost

Students, are you sick of spending $1000 a year on college textbooks? Flat World Knowledge, LLC is set to reduce your costs by 80 percent.

What is Flat World Knowledge? It's a privately owned company that offers free textbooks online with an open-source license. Students can decide if they want to purchase a printed soft-cover version, an audio book, or study aid. Educators may format the material into their own lesson plan or use the material as is.

Fortune Magazine has labeled Flat World Knowledge one of the five companies to watch for in 2009. Chris Anderson agrees in his new book, "Free: The Future of a Radical Price." Anderson points out Flat World Knowledge's innovative approach and high profit earning business model.

"Once the [the traditional textbook publishing] model crumbles, what will replace it?" Anderson asks, and then answers, "Perhaps something closer to publisher Flat World Knowledge's 'open textbooks,' free works that can be edited, updated, and remixed into custom course materials."

The company will obviously help students reduce their pointless new-edition textbook costs. But how does Flat World make money for writers? Authors earn a 20 percent royalty rate compared to a 15 percent royalty rate for hard-copy texts. In the model, the used book market is completely eliminated as well.

As far as we can tell, Flat World Knowledge is a win-win situation. And... it's good for the environment.

$10 off Drugstore.com

Spend $39 or more on select items and receive a $10 promo code

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Morning Deals: Minute Maid, Alli & Drugstore.com

Deal Of The Day:

Minute Maid: Free coupon towards your next Minute Maid frozen novelty product

Other Morning Deals:

Alli: Purchase select alli and get $10 off your order until August 5, 2009

Drugstore.com: What's your summer beauty ID? Spend $39 or more on select items, get a $10 promo code to use on your next (non-prescription) purchase at Drugstore.com

Wednesday, July 22, 2009

Morning Deals: Dog food, furniture & tickets

Deal Of The Day:

Dog Food: Free sample of Rachel Ray Nutrish premium dog food

Other Morning Deals:

Furniture: Free shipping and great deals on patio furnitutre- aluminum and wicker sets

Tickets: Great savings on tickets to games, shows and theater this summer

Tuesday, July 21, 2009

Morning Deals: TGI Friday's, flights & rental cars

Deal Of The Day:

TGI Friday's: Free Jack Daniel's sampler with coupon at participating locations

Other Morning Deals:

Flights: Get Cheap last minute flight tickets at CheapOair.com and save up to 65%

Rental Cars: Rent a car for only $13.95 a day

Monday, July 20, 2009

Save $100 at Kaplan

Save $100 on courses at Kaplan Test Prep and Admission

View our twtQpon here

Morning Deals: Mini facial, motherboards, and video cards

Deal Of The Day:

Mini Facial: Free mini facial at Origins until August 2, 2009

Other Morning Deals:

Motherboards: Top brand motherboards starting at $39.99 from CompUSA.com

Video Cards: Video Cards as low as $84.99

Friday, July 17, 2009

Save $5 at AC Lens

Save $5 on an $50 purchase

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Morning Deals: PureVia, groceries & tickets

Deal Of The Day:

PureVia: Free PureVia sweetener sample

Other Morning Deals:

Groceries: Click here for $10 in free groceries from Peapod

Tickets: Low prices on MLB tickets from Stubhub.com

Thursday, July 16, 2009

Earn a clean bill of financial health

The current recession has put a renewed focus on the importance of building household savings. Although even the most basic changes to consumers' behavior can have a positive impact on their financial health, there are five things nearly everyone can do to save more:
  1. Treat saving like a monthly expense. Set aside a designated amount such as $250 or $500 per month and put it in a savings account at the same time as other bills are paid so the money is never missed. If possible, arrange an automatic monthly transfer between accounts to make saving even easier.Contribute the maximum amount to retirement accounts. If a matching program is available through your employer, contribute as much as possible to benefit from their program.

  2. Keep investing despite volatility in the market. Putting money in at regular intervals over a long period of time should help to generate more consistent returns than trying to guess which markets or sectors will be successful in the short-term.

  3. Plan ahead to make strategic decisions about when to begin collecting Social Security. For couples in particular, it may make sense for one partner to begin collecting benefits before the other. In addition, it's never too early to start planning the best ways to turn assets into income in the future.

  4. Create a budget. Although it may require some time initially, a detailed budget can be a very effective way to learn more about each monthly expense. Simply knowing where your paycheck goes each month can help you make better decisions about how to cut back or reallocate your spending.

--Bridget O'Sullivan

Tips to make vacation dollars go further

It's easy to go over your budget while on vacation. With the current economic downturn, it's probably not a smart idea to overindulge while hitting the road or jetting off to a foreign locale. We've compiled these tips to help make your vacation dollars go a little further.

Plan out your route
How will you get there? Before you decide on your method of travel, find out which way is more cost effective. Maybe your vehicle's mpg will save you a lot of money.

Search for discounts
Yes, there are discounts out there! Many travel sites, and hotels offer discounts to help keep the cost of your vacation down. If you are a member of AAA, visit the local office and ask about additional discounts in the area. Maybe your hotel offers perks and visit Hotels.com for $20 off a three night booking.

Grab your camera
Stay away from purchasing souvenirs. Instead, bring your camera along for memories that will last forever. You can always enlarge a beautiful photo and make your own souvenir for a low cost. Don't have a camera? Snag a cheap digital camera here.

Find free activities
Try not to pay for fun. There are always attractions for the whole family that are free, and very noteworthy. Visit the National Park Service for a list of historic sites and parks across the U.S. Search your destination's government site. Maybe there is a free concert on the common. Many museums have free or discounted nights/days as well.

Book your flight early
While it's possible to get discounts on last minute flights, it is a safer choice to book those seats early. Check out CheapOair.com, Priceline.com, and TravelZoo.com to book your travel.

Wednesday, July 15, 2009

Up to 40% off at ShoppersChoice.com

Up to 40% off barbeque grilling accessories

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Is your bottled water safer than tap?

Over the years, bottled water sales have exploded. Compared to tap, is it a pure drink or pure hype?

Consumers hand over money to buy bottled water instead of drinking from the water fountain or from the faucet. Why? We believe bottled water is a healthier alternative.

The General Accounting Office reports in a study released in July that tap water must reach a tougher standards than bottled water. Under the Safe Drinking Water Act, The Environmental Protection Agency is very strict when it comes to the regulations of tap water. However, bottled water is regulated by the Food and Drug Administration and isn't as strict. According to Consumer Reports, John Stephenson of the GAO told the House panel that when it comes to water, the FDA lacks the regulatory authority of the EPA.

Bottled water makers don't have to use certified laboratories, and they don't have to report any of their water quality results to the FDA...even if their water quality is dangerous. The GAO study also found that only a small percentage of the 83 bottled water labels investigated contained information comparable to that required of tap water.

A chemical widely used in the making of polyvinyl-chloride plastics called DEHP, is an endocrine-disrupting compound banned by the SDWA in chidren's products. The FDA currently has no set standards for the use of DEHP in bottled water.

Want to see how safe your tap water is? You can test your own tap water by visiting EPA.gov to check for listings of low-cost or no-cost water testing kits.

In the meantime, stash that $1.50 in your piggy bank, and head to the water fountain.

Morning Deals: Splenda, fire pits & travel guides

Deal Of The Day:

Splenda: Free sample of Splenda

Other Morning Deals:

Fire Pits: Great savings on outdoor fire pits for your summer bonfire!

Travel Guides: Spend $40 at Lonely Planet travel shop for your vacation this summer and receive free delivery and a free gift

Tuesday, July 14, 2009

Morning Deals: Paper towels, flights & hotels

Deal Of The Day:

Paper Towels: Free paper towels from Viva

Other Morning Deals:

Flights: Save up to 65% on family travel deals at CheapOair.com

Hotels: Hotels in 50 cities for $50 & under

Monday, July 13, 2009

Price cut from Priceline.com








Round trip Mexico flights from $158

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Morning Deals: Dr. Pepper, disc players & HDTVs

Deal Of The Day:

Dr. Pepper: Fill out the form to receive a Venom energy drink in the mail

Other Morning Deals:

Disc Players: Samsung 1080p blu-ray disc player only $249.99 plus free HDMI cable and shipping

HDTVs: $150 off Sharp 32" 720p LCD HDTV with built-in ATSC/NTSC/QAM tuner- refurbished- now only $379.99

Friday, July 10, 2009

Round trips under $200









Round trip flights from Priceline.com under $200

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Morning Deals: Peet's Coffee, reviews & shows

Deal Of The Day:

Peet's Coffee: Free Tea Freddo today between 2pm and 3pm

Other Morning Deals:

Reviews: Find reviews on the services you need at Angie’s List- use promo code “SAVE TEN” for $10 off!

Shows: Buy tickets on Stubhub.com to sold out shows!

Thursday, July 9, 2009

The ultimate budget-conscious consumer?

Vying to be the ultimate budget-conscious consumer? Check out "Freeganism," a lifestyle of alternative living strategies focused on minimal participation in the conventional economy and limited use of its resources.

A global movement starting in the 1990s, freeganism was born out of environmentalism and antiglobalization. Freegans don't judge a book by its cover. Freegans value kindness, humanity, freedom, sharing, generosity and truth in a society that is heavily dominated by materialism, power, competition and conformity. Most freegans are very well informed, not only of current events blaring from the TV set.

However, not everyone is buying the concept.

Freeganism is a radical belief and practice. Money is not given to corporations. Focused on the ethics of eating, Freegans "forage" for food in corporate dumpsters, and are known to shoplift from major corporations. A large portion of this food is given to the hungry on the streets. The rest of the food is taken for themselves. The downside to the movement is a political statement, questioning the current system of money distribution. However, Freegans proudly give their money to local businesses and local farms.

Nick Simmons, from Wisconsin, has been on both sides of the spectrum but has finally found some peace and happiness living purposefully and sparingly. Simmons started a business salvaging, building and repairing bicycles. Simmons says, "It's not about being a martyr for any political or moral reason. It's about knowing how to survive and knowing how to give yourself a decent life," adding that he's not ready to put himself back on the financial grid.

Of course, freeganism isn't for everyone.

Interested in the lifestyle but not ready to take the dumpster-diving plunge? Maybe volunteer at a local shelter, start a compost, recycle your trash and, while you're at it, shop for free at Freecycle.com.

Click here for more details.

Morning Deals: Coffee, wine racks & discover card

Deal Of The Day:

Coffee: Free McCafe iced or hot mocha at McDonalds between 7 a.m. and 7 p.m. every Monday until August 3, 2009- supplies are limited

Other Morning Deals:

Wine Racks: Great savings on huge selection of wine racks

Discover Card: Get $50 cash back with the Discover More card

Wednesday, July 8, 2009

Free business cards from VistaPrint.com








Receive 250 free business cards from VistaPrint.com

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Morning Deals: Ziploc, grilling & restaurants

Deal Of The Day:

Ziploc: First 10,000 will receive a free Pack-and-Go gift pack

Other Morning Deals:

Grilling: Save up to 40% on BBQ grilling accessories at ShoppersChoice.com.

Restaurants: Save up to 60% on Restaurant gift certificates- $25 gift certificates for only $10!

Tuesday, July 7, 2009

Morning Deals: Nivea, flights & cars

Deal Of The Day:

Nivea: Free sample of body wash

Other Morning Deals:

Flights: Save on all flights to New York

Cars: Up to 30% off rental cars from Alamo, Avis, Budget, Hertz and more

Monday, July 6, 2009

$15 off at AutoAnything.com








Check out our twtQpon here

Morning Deals: Canine food, notebooks & memory

Deal Of The Day:

Canine Food: Free sample of Whites premium dog food

Other Morning Deals:

Notebooks: $200 off HP 17" G70-246US Intel Pentium dual-core 2.0GHz notebook- 3GB RAM, 160GB HDD- refurbished now only $499.99

Memory: $11 off Edge memory- 2GB only $28.99

The pros and cons of using Ethanol for mowers

Ethanol may be to blame if your lawn mower is "sputtering."

Since 2005, the use of ethanol has increased due to the federal government's decision to use more biofuels to decrease the reliance on foreign oil. An article from the Tuscaloosa News quotes Mallisham and Charlie Singley, owner of Singley Small Engine & Equipment, both saying they have seen poorer grades of gasoline since the hurricanes of 2005 devastated the oil refineries along the Gulf Coast.

So, what's the problem? Acid can do a lot of damage to plastic, especially the plastic found in a lawn mower. Ethanol is corrosive to plastics, especially if the gas mixture has been sitting in a container for a while, perhaps in the garage. Or when a gas station does not properly maintain it's tanks. The mixture will then separate, causing problems for mowers, chain-saws, leaf blowers, and gas-powered weed trimmers.

The good news? Ethanol is helping farms across the nation, rather than Texas oil refineries. Professor Daniel Kammen of UC Berkeley says "Ethanol provides a wonderful short-term option because we can use corn today to make it, and have significant savings in terms of off-setting gasoline, and modest savings on a greenhouse gas level," he says. "The big plus is it’s available today, so we could make this transition starting tomorrow, if we wanted."

For now, buy gasoline in small quantities, to limit the separation. Add in gas stabilizer, sold at most local repair shops.

Friday, July 3, 2009

Morning Deals: Godiva, paper goods & magazines

Deal Of The Day:

Godiva: Visit any Godiva store from July 3 to July 7 and sample Limited Edition Ice Cream Parlor Truffles.

Other Morning Deals:

Paper Goods: Save 35% off all letterhead, brochures, flyers and folders at VistaPrint.com

Magazines: Save on motorcycle magazines at MagazineCity.com

Thursday, July 2, 2009

Banks upgrade ATMs by cutting the envelopes

An increasing number of banks are making the switch to ATMs allowing customers to make deposits without requiring them to put checks in envelopes.

ATM-based deposit services are widely available, but some banks are deploying new technology that eliminates the envelope. Instead, customers receive printed receipts that show scanned images of the checks they have deposited.

The updated process will save money for banks and time for customers. Many banks with ATMs in busy locations would have to pay for an armored car to remove the checks and their envelopes at the end of each day. Not only does the new system eliminate the need for banks to purchase envelopes, but the cost of transporting the additional paper has also been reduced significantly. Perhaps the biggest improvement lies in the fact that banks employees no longer have to process each deposit -- as long as the machine can read the check, the whole process is automated.

Customers may also feel safer with the new technology because the scanned check images provide a visual record of their deposits. Instead of placing checks in envelopes and trusting that they will be processed correctly, customers can see that the ATM has "understood" how much each check is for and confirm that the funds are destined for the right account.

The new machines aren't without their glitches, and some banks have appointed so-called ambassadors to help customers navigate the more sophisticated technology. The machines can jam or fail to recognize the writing on customers checks, causing an extra manual step in the deposit process. Ultimately, however, the wider availability of these machines should help consumers simplify their lives.
--Bridget O'Sullivan

Morning Deals: Muscle cream, vitamins & Cottonelle

Deal Of The Day:

Muscle Cream: Free joint and muscle cream from ZingiberRX

Other Morning Deals:

Vitamins: Save up to 50% on vitamins and probiotics

Cottonelle: Buy one Cottonelle wipes product, get the 2nd 50% off at drugstore.com- offer ends July 31, 2009

Wednesday, July 1, 2009

Head to a 'green' destination this summer

It's easier than you think to have an eco-friendly vacation now that a slew of hotels are taking the initiative to go "green."

In order for a destination to be "green," it must be a leader in environmentally-sound services. This means recycling, energy efficiency and access to the great outdoors. This summer you may consider a "green" destination.

Certified "green" hotels operate with high sustainability across the board. In California, there are currently 100 certified "green" hotels. Dierdra Wallace of the Ambrose Hotel in Santa Monica says, "100 percent of the hotel's cleaners are non-toxic and biodegradable. The linen re-use program is encouraged and the carpeting is made from a material that doesn't emit fumes. The hotel also recycles old carpet. Food should not be wasted, and certified "green" hotels make sure of this. There is usually a compost in the backyard of the hotel. Leftover food is given to employees to take home.

California isn't the only state with "green" offerings. Green hotels and convention centers are sprouting across the country. For example, Boston has three green convention centers, 25 green-certified hotels, and 28 green-certified restaurants and event centers.

Check out Boston Green Tourism for more info, or visit GreenHotels.com for a eco-conscious hotel near you.

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Plymouth Rock launches e-mail reminder program

Plymouth Rock Assurance recently began offering a free e-mail reminder program for all Massachusetts drivers, even those who aren't insured with the company.

Simply by registering online, drivers will receive e-mail notices when their license and registration are up for renewal and their vehicles are due for inspection. This service is particularly useful because last fall, the Massachusetts Registry of Motor Vehicles made the decision to stop sending paper-based reminders to drivers when it was time to renew their licenses.

Although the change is intended as a cost saving measure for the state, it's likely to make remembering to renew licenses and registration more difficult for drivers. The MYLES program, short for Make Your Life Easier Services, offers periodic e-mail reminders to all drivers in Massachusetts. For policyholders, other benefits include a savings pass that offers discounts on car care and accessories and access to an online account that allows customers to view, print, and pay bills online.

"At Plymouth Rock we strive to deliver not just an insurance product, but a group of services that make our customers lives easier. Ultimately it's all about value and MYLES is a prime example of Plymouth Rock's commitment to finding new and innovative ways to provide our customers with more than just insurance," Hal Belodoff, president of Plymouth Rock Assurance Corporation, said in a statement.

If you are a Massachusetts driver and would like to learn more about the program or sign up for MYLES, visit Plymouth Rock here.
--Bridget O'Sullivan

Morning Deals: Zun Spot, ground & grill covers

Deal Of The Day:

Zun Spot: Free sun spot remover sample

Other Morning Deals:

Ground Cover: Buy one Neat Sheet ground cover, get the 2nd 50% off at drugstore.com- offer ends July 31, 2009

Grill Covers: Sale at ShoppersChoice.com