Business Week quizzed financial advisors for tips on how to reduce expenses while boosting savings. Here's a continuation of the savings tips:21. Get Rid of Investment Charges and Fees
Choose lower-cost mutual funds and index funds instead. This will save you dramatically over the years.
22. Talk to your Friends about Budgeting
Let your free-spending friends know you are on a budget. This way friends won't take your "not today" to heart. Suggest another activity, like an afternoon walk or a free show.
23. Shop with Intelligence
Make a list of the items you need and search for coupons before you shop. There are many great sites to go to for deals, such as Dealhack.com and Bargainist.com.
24. Keep Credit Card "Control"
Be smart with your credit cards. Only use them for emergencies, or make sure you are paying more than the minimum payment each month. Perhaps cut up your card? Some find they spend less on impulse purchases when they use cash.
25. Record your Expenses
Costs can add up really quick. Annualize your expenses, and roughly calculate how much they're costing over a year.
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