Tuesday, July 27, 2010

Tips to negotiate for lower health care costs

Haggling for health care? Yep, it may be one of the best-keep secrets for frugal-minded consumers looking to save some cold, hard cash with their doctors, dentists and hospitals.

While negotiating for health care is a trend, many consumers don't know they even have the option. According to a recent poll conducted by Angie's List, 57 percent revealed that they never negotiated with their doctors and 25 percent said they had no clue it was a viable alternative.

Most important, a majority of those who did reach out for discounts were able to save, with 74 percent of respondents paying less when they approached their health-care provider. Based on those who did score discounts, here's the savings breakdown: 40 percent on medical bills, 31 percent with hospitals and 18 percent on dental bills.

Not insured or have a high deductible? No problem. Some people have saved up to 50 percent on procedures with their health-care provider by paying upfront and in full. For those who are insured, it's still possible to negotiate costs not covered by your provider.

Also, some people have zeroed in on savings by scanning their medical bill for errors. In fact, some consumer advocates suggest that 80 percent of medical bills contain errors.

Angie Hicks, founder of Angie's List, serves up some savings tips for those looking to save on their health care costs.

Need to see the doctor? Find reviews on the best doctors in your area at Angie’s List here.