Banks are offering to-die-for perks to consumers

Show me the money? For many frugal-minded consumers, it's as simple as opening up a a new bank account. In response to the economic downturn, several savings institutions are offering to-die-for perks to win back customers.

When shopping for a new bank, remember to ask them for latest sign-up deal, because the savings institution may not tell you about their current offer. Here are the top five banks that are offering perks, compiled by Yahoo Finance:

PNC
Interested in a personal checking account with PNC? If you open a personal checking account and a qualifying direct deposit you will see some cold, hard cash and bonus points (redeemable for cash, gift cards and electronics) coming your way. $50 will be put into your account withing 30 days of your first direct deposit, and 50,000 rewards points will appear on your checkcard.

Perkstreet Financial
Perkstreet Financial is sure offering a few "perks" for its growing customer base. Open an online checking account and keep it for three months, and receive $50. What's great about Perkstreet? There is no minimum balance, and it only takes $25 to open an online checking account

Marshall & Ilsley Corporation
Also known as M&I Bank, they offer an incredible perk. Open an account, make five purchases within 45 days and score $100 two weeks after the 45-day review period.

BB&T
What does BB&T offer? After 28 days with your new account, $100 will be deposited into your free checking. The caveat? Make three payments using online bill pay and qualify to have your account set up for direct deposit.

Flagstar Bank
Want $100 from Flagstar? Open a checking account and set up direct deposit. As long as direct deposit is used within 60 days, for $250 or more, the bling will be deposited into your account 30 days after the direct deposit. It only costs $5o to open a personal account at Flagstar.